MRRHarbor automatically retries failed charges, sends dunning emails, and recovers subscriptions — in 10 minutes of setup, for $49/month.
MRR Recovered
$4,280
Recovery Rate
73.2%
Active Retries
12
Recent Recoveries
The Problem
20–40% of subscription cancellations are involuntary— meaning the customer didn't choose to leave. Their card declined. Stripe silently retried a couple times. Nothing happened. Revenue gone.
Stripe's built-in retry logic is intentionally basic. It doesn't know whether a card failed due to insufficient funds (retry in 3 days) or an expired card (don't bother until they update it). It treats every failure the same.
For a founder doing $5K MRR, that's $500–$1,000 slipping out every month. Not because customers churned. Because nobody caught the failure.
20–40%
of cancellations are involuntary
5–15%
of MRR lost to failed payments monthly
2–5%
average manual dunning recovery rate
How It Works
Paste your Stripe restricted API key. That's it. We request the minimum permissions needed — read + write on subscriptions and charges. We never touch your customer data beyond what's needed to process retries.
MRRHarbor monitors every failed charge. When one hits, we apply smart retry timing based on the failure code — insufficient funds gets retried in 3 days, expired cards trigger a card-update email first. Our dunning sequences go out at the right moment, automatically.
Your dashboard shows MRR at risk, recoveries in progress, and a full audit log of every retry and email. Every action is timestamped and transparent. You always know exactly what we did and why.
Features
Retry timing adapts to the failure reason. Insufficient funds ≠ expired card. We retry when it's most likely to succeed, not on a fixed schedule.
A 3-step default email sequence goes out at the right time after each failure. Customizable. Sent from your domain via Resend.
Catch expiring cards before they fail. We alert customers with cards expiring in the next 30 days — before the charge fails, before you lose the revenue.
Every retry, every email, every outcome — logged with a timestamp. No black box. You can audit exactly what happened with any customer's failed payment.
We support Stripe Sandbox from day one. Test your entire recovery flow before going live. No other tool in this space does this properly.
See MRR at risk, revenue recovered this month, and recovery rate trends. Understand the health of your payment recovery at a glance.
Why MRRHarbor
Enterprise recovery tools are great if you're doing $50K+/month in churn volume and have budget for $250+/month. We're built for the founder who's still treating every dollar as if it matters.
“Enterprise tools start at $250/month and assume you already have scale.
We assume you're still earning it.”
Pricing
We don't take a percentage of what we recover. We charge a flat monthly fee, period. If we recover $2,000 this month, you keep all $2,000.
Solo founders, early-stage SaaS
Growing SaaS, $5K–$30K MRR
Multiple products, agencies
Cancel anytime. No contracts. No percentage of recovered revenue — ever.
“Set it up between two Zoom calls. Genuinely took 8 minutes. Recovered my first payment that same afternoon.”
Founder
B2B SaaS, $4K MRR
“I was losing $300–400/month to failed payments and had no idea. MRRHarbor made that visible in day one.”
Co-founder
Membership platform, $8K MRR
“The Stripe Sandbox support alone made this worth it. Every other tool I tried required going live to test.”
Solo founder
Developer tools SaaS, $3K MRR
14-day free trial. No credit card. Under 10 minutes to set up.
Most users recover their first payment within 48 hours.
Join founders recovering revenue they didn't know they were losing.